Shop at any store. Anywhere.

When shopping in the Klarna app, you can split the cost of your purchase into four smaller, interest-free payments from any online store. And, with Apple Pay, it's easy to work in the store, too. That way, you can get what you like today and pay for it later.

Get tailored shopping tips, exclusive offers, and the freedom to shop anywhere you want and pay for it the way you like.

Millions of people have discovered the benefits of shopping online with Klarna payment plans. Try before you buy, or pay as time passes. No matter what you need, we have a flexible selection to fit your budget.

Unlock a $5 welcome bonus. Join Klarna's free rewards club, Vibe, and get rewards on all your purchases. Simply complete 1 payment to sign up and unlock a $5 welcome bonus in the Klarna app.

Personalized Inspiration. In Klarna's Inspiration feed, you'll find curated deals, product collections, complete looks and suggestions tailored to your shopping. Whether you like fashion, beauty, technology or something else, it doesn't matter - we've got something for you.

Hassle-free returns. Need to send something back? Report the right of return in the app. We'll suspend your purchase so you don't have to pay in the meantime.

Manage your payments. No surprises with future payments. When you shop with Klarna, you get a complete overview of all your purchases and finances. You can even pay early or extend the due date.

Immediate shopping confirmation. No one likes to wait. When you purchase an item through the Klarna app, you'll see your purchase just seconds after you place your order.